How to Apply for Trader Moni (TraderMoni) Complete Guide 2023/2024

Last Updated on July 3, 2023 by Hotjobsng

How to Apply for Trader Moni (TraderMoni) 2022/2023

TraderMoni is a loan programme of the Federal Government, created specifically for petty traders and artisans across Nigeria. It is a part of the Government Enterprise and Empowerment Programme (GEEP) scheme of the Federal Government, being executed by the Bank of Industry.


With TraderMoni, you can receive interest-free loans starting from N10,000 and growing all the way to N100,000 as you pay back. You get N10,000 as the first loan. When you pay back the first loan, you immediately qualify for a second loan of N15,000. After payback of the second loan, you qualify for a N20,000 loan, and then N50,000, and then N100,000.


With TraderMoni, the Federal Government wants to change your level by providing continuous loans for your petty business, making each loan bigger to enable you to grow.


Trader Moni Application Online Guide 2023/2024

  • Loan Tenor: Trader Moni Laon Tenor is 6 Months
  • Weekly repayment with a two week grace period
  • Administrative Fee of 2.5% (No other charges).

To Apply for Trader Moni, first head to their website application page 


Scroll down and fill in your details as below:


Trader Moni Application Form


After filling your details, click on Register and then follow the directions given and collect your loan.


Trader Moni Application Offline Guide 2023/2024

To Apply for Trader Moni Offline, you will need to follow the following steps:

  • Visit the nearest agent in your area. (Click to see Trader Moni Agent Network)
  • Tradermoni agent will then capture your details
  • If you qualify, the Federal Government will send you a text message with a code you will dial to get the funds.

Loan PayBack

You can repay the loan at any of the approved banks (GTB, UBA, Ecobank, UnionBank, Stanbic, Sterling, Wema, Fidelity, Heritage, Jaiz). This would give you access to higher amount as we explained at the begining of this post.


Drop your comments if you need further clarification.


  1. Suleiman

    tredar moni is very important to the people

  2. Danyelmi

    They started good but I paid back my 10,000naira loan since June 2019 and its December but I haven’t been paid the 15000. Don’t know how many years it will take to get paid back.

    1. Isah Aminu

      Please need your support to rise up my business!

  3. Ogunseye Olaniran Adebayo

    I need Moni trader loan

  4. Sanni lateef

    I need money for my business

  5. Amos Alexander

    tradermoni is very important to me and I need money to improve my business

  6. Ademola Tayo

    Please borrow me this short loan

  7. Ude chukwuma

    Pls trader money I need money for my business

  8. Adegbite taofeek adewale

    if i can see the loan i will use it for my business

  9. Rilwanu abubakar

    I need a loan to development my business

  10. Aliyu

    Ineed the loan to upgrade my business

  11. Mary isa

    Please i need help, trader moni gave me 10,000 and i return it after that they gave me 15k that was 2019 that enter 2020, they now send me message that i should not return the money now because of the corona that was 2020, that i should continue doing business with the money. Now i want to continue to the final stage and i don’t know what to do, please help because the money really help me in my business. Thanks.

  12. Hassan Ahmad

    I need a money to business.

  13. Oyeniran anuoluwapo gift

    Pls I need the loan

  14. Oyeniran anuoluwapo gift

    I need the loan please

  15. bashar yusuf

    thanks for attending our dtails

  16. Bello Aliyu

    Trader moni is very important

  17. Bello Aliyu

    Trader moni is very important to people’s

  18. Sunusi Yusuf Danrimi

    I hope my request will accepted

  19. Sunusi Yusuf Danrimi

    I will ensure everything done well

  20. Halima Isah Abbas

    I need the trader Moni for bussiness

  21. Adeh Deborah

    Please I need money to start food stuff business, help me trader moni

  22. Adeh Deborah

    Please I need money to start food stuff business help me trader moni thanks God bless you amen


    Pls theres no any agent in our area please how can i get the form

  24. najib Muhammad

    My name is najib from kano I need to loan the money thanks

  25. Kawuwa Adamu

    It is very interesting program, I need money to improve my business, how can I get this loan


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