Loan Officer at Seguro Housing Cooperative

Loan Officer

Location: Lagos

Responsibilities

• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
• Submit applications to credit analysts for verification and recommendation.
• Handle customer complaints and take appropriate action to resolve them.
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Negotiate payment arrangements with customers who have delinquent loans.
• Market organization’s products to individuals and firms, promoting organization’s services that may meet customers’ needs.

Requirements

• This position shall possess a minimum of Higher National Diploma (HND) with one (1) years’ experience.

Application Deadline
31st October, 2019.


Method of Application
Interested and qualified candidates should send their CV to: info@segurohousing.com Using the “Job Title” as the subject of the mail.